Kids cant open their own credit card account until they turn 18, and will need to prove independent income until theyre 21. But even before then, minors can benefit from becoming authorized users on a family members credit account.
Can a 16 year old have a credit card in their name?
How Old Do You Have to Be to Get a Credit Card? You cant get your own credit card if youre under the age of 18. Since most card issuers dont allow cosigners, that means youll generally need to A) be at least 18 and B) have income through a job or scholarship before you can get your own starter credit card.
How do you get a card at 16?
You can get a credit card at 16. You just cant get an account in your own name. But if someone is willing to add you as an authorized user, you can start learning about, using and building credit. And in a couple years, youll be able to get your first card.
Can a 13 year old get a debit card at Chase?
Chase High School Checking is for student ages 13-17 at account opening with their parent/guardian as a co-owner. High School Checking has no monthly service fee. Standard Overdraft Practice and Chase Debit Card Coverage℠ arent available.
Can I get a debit card at 16 without parental consent?
Minors aged 15-17 can open the account on their own without a parent or guardian present.